Credit card and the Internet

Tuesday, November 18, 2008

More and more people use the Internet. Also, there is increasing online credit card processing. Products and services are offered and enter the card number, amounts from your account. Beautiful easy, but it is really safe?

Banks and online credit card processing companies are not liable for an agreement that you're with a web shop and also for careless use of the card, they are not responsible. Many people have opacity, inexperience, prudence and buy a label 'fear of this form of bargain shopping.

Security
For most Internet bargain shopping is the page where you fill your card secure. This means that your credit card processing information is encrypted and sent by third parties not being able to be intercepted. The most commonly used security method is SSL (Secure Socket Layer).

A Web site that is secure, recognize you as follows: in your browser appears a lock (Internet Explorer) or a key (Netscape) in the bottom of the screen. Moreover begins the Internet address of the page with "https" instead of 'http' (the 's' stands for' secure ').

Tips:

* Check the name, address, phone number, etc. of the company where you do business with
* Be wary of providing credit card information. Privacy should be respected. Therefore check the privacy policy.
* Make sure the contract is sent encrypted, as described above.
* Never give your PIN to the card. This has not need anyone.
* Try to find out what is bought. Think of conditions, delivery, warranty, etc. additional costs. Also, be careful with the closing of (trial) subscriptions.
* Always create a printout of the payment page and ask for a confirmation.
* Check whether the depreciation is correct
* Protect programs and PC's with passwords.

There are also service providers as purchases via the Internet to ensure 180 days or until one year after purchase against theft, loss or damage.

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